7 Critical Steps To Go By If Your Identity Is Stolen
Notably, identity fraud has been on the rise and millions of people have been victims to it. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. Therefore, it is good to be careful as you could as well fall into the trap of these fraudsters. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. When fraudsters steal your identity, it can be risky and it could lead to financial losses. Fortunately, we have some ideas that can help you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For starters, you will need to inform companies of the incident. It is always best if you can act as fast as possible. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These people are fast. It is essential that you call each and every relevant company and ensure they are aware of your stolen identity. With account takeovers, it is possible that your card information gets compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. This one deals with all cases relating to identity theft. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. When you need to file a report you just log in to their website. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more
You also need to ensure that you file with the police. There will be documentation and the police can assist you. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Still, make a point of freezing your credit. Nobody will get your credit report even if they request for it. Again, call the main credit bureaus and make this request. . discover more
Always tighten the security of your accounts. Be creative with passwords and avoid having a single password for all accounts as it can become easy to guess. click for more
Even more, you could work with am identity theft attorney to guide you.